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Use of This Site

The site and newsletter are for your own personal, non-commercial reading. Republishing, scraping, or otherwise reproducing our content beyond a short quote with attribution requires our written permission first.

Not Professional Advice

Time Affluence draws on peer-reviewed research to help readers think differently about how they spend their time and money. Nothing here is financial, legal, medical, or psychological advice, and reading it does not create a professional relationship of any kind. Decisions about your own career, health, relationships, or finances are yours to make, ideally with a qualified professional who knows your actual situation.

Intellectual Property

Everything we publish, including newsletter issues, resources, and site copy, belongs to Citrus Peak LLC unless we say otherwise. The TIDE Framework name and its four-step structure are ours; the underlying research we cite belongs to its original authors, credited wherever we reference it.

Some issues link to outside sources, tools, or sponsors. A link or a “Presented by” credit is not our endorsement of everything else on that site, and we are not responsible for third-party content, products, or practices once you leave timeaffluence.com.

No Warranty

The site and newsletter are provided as they are, without warranties of any kind, express or implied. We work to keep our research citations accurate, but we do not guarantee the site will be uninterrupted, error-free, or fit for any particular purpose.

Limitation of Liability

To the extent the law allows, Citrus Peak LLC is not liable for any indirect, incidental, or consequential damages arising from your use of the site or newsletter, or from decisions you make based on them.

Governing Law

These terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-law principles.

Changes to These Terms

We may update these terms at any time. The date at the top of this page reflects the most recent update.

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